Equity Bank Limited (EQTY.ke) 2004 Annual Report

first_imgEquity Bank Limited (EQTY.ke) listed on the Nairobi Securities Exchange under the Banking sector has released it’s 2004 annual report.For more information about Equity Bank Limited (EQTY.ke) reports, abridged reports, interim earnings results and earnings presentations, visit the Equity Bank Limited (EQTY.ke) company page on AfricanFinancials.Document: Equity Bank Limited (EQTY.ke)  2004 annual report.Company ProfileEquity Bank Limited is a financial services institution in Kenya providing banking products and services for the personal, commercial and corporate sectors. The company offers a full-service offering ranging from transactional accounts and digital banking to school fees collection, custody investment and group accounts, trade finance, asset finance and microfinance loans. Equity Bank (Kenya) Limited is a subsidiary of Equity Group Holdings Limited and its head office is in Nairobi, Kenya. Equity Bank Limited is listed on the Nairobi Securities Exchangelast_img read more

J House / Esperta Architecture – Interior

first_imgManufacturers: AutoDesk, Hansgrohe, Daikin, Grohe, Kohler, Toto, Cisa, ICI Paint (Dulux), Indoflooring, Jayaboard, Marga Agung, Tachikawa, Trimble, Wisma SehatiArchitect In Charge:ErwantoDesign Team:Esperta Architecture – Interior, NisafitriLandscape:Esperta Architecture – InteriorCity:BalikpapanCountry:IndonesiaMore SpecsLess SpecsSave this picture!Recommended ProductsLouversAccoyaAccoya® Wood for Shutters and LouvresWindowsOTTOSTUMM | MOGSWindow Systems – BronzoFinestra B40WoodEGGERWood-based materials in EGGER HeadquartersLouvers / ShuttersTechnowoodSunshade SystemsText description provided by the architects. The design of J House considers the tropical climate in Indonesia and the use of natural ventilation. J House adapts the modern style of tropical architecture. The design of J House has an open window with a modern lattice and cross-ventilation effect.Save this picture!Save this picture!First Floor PlanSave this picture!J House located in a dense residential area. This location has the potential to make J House has a role as an architectural model that beautifies the region. Spatial and circulation J House is designed to be more efficient in function, natural air circulation and natural light. J House building colors give priority to natural and neutral colors that can show the colors and characteristics of the base material.Save this picture!J House has two main facades facing the street area on the north and south sides of the building. J House building site has a unique land-form. The shape of the contour is flat and is located close to the coast. The challenges experienced in this design process are related to the shape of the site that forms the letter T and will have two buildings. The tread side facing north is smaller than the tread side facing south. The architect must design the two facades to keep them full of the same character.Save this picture!The architect uses a modern concept of architecture with an eco-friendly approach to have good air circulation and natural light. This concept can be seen from the many pages and windows with large openings to optimize good air circulation and natural light. J House is designed so that residents can reduce the use of air conditioning and lights. The architect optimizes the use of natural elements, both inside and outside the building, so that it can integrate architectural and interior design.Save this picture!Project gallerySee allShow lessEmployment Support Center YORIDOKO / td-AtelierSelected ProjectsScarlet House / Ghoricha AssociateSelected Projects Share J House / Esperta Architecture – InteriorSave this projectSaveJ House / Esperta Architecture – Interior Architects: Esperta Architecture – Interior Area Area of this architecture project Indonesia Houses Save this picture!+ 23Curated by Hana Abdel Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/941018/j-house-esperta-architecture-interior Clipboard ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/941018/j-house-esperta-architecture-interior Clipboard Projects “COPY” CopyHouses•Balikpapan, Indonesia 2015 J House / Esperta Architecture – Interior Area:  1000 m² Year Completion year of this architecture project Manufacturers Brands with products used in this architecture project ArchDaily CopyAbout this officeEsperta Architecture – InteriorOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesOn FacebookBalikpapanIndonesiaPublished on June 14, 2020Cite: “J House / Esperta Architecture – Interior” 13 Jun 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogAluminium CompositesTechnowoodHow to Design a Façade with AluProfile Vertical ProfilesGlassMitrexSolar GreenhouseMetal PanelsAurubisOxidized Copper: Nordic BrownDoorsEGGERWood Laminate Doors in Molecular Plant Science InstituteStonesCosentinoSurfaces – Silestone® Nebula SeriesWall / Ceiling LightsLouis PoulsenLamp – LP RiplsWood Boards / HPL PanelsBruagRoom Dividers – Partition Wall MDFStonesNeolithSintered Stone – Mar del PlataWindowspanoramah!®ah! SecurityPanels / Prefabricated AssembliesULMA Architectural SolutionsMIS Facade PanelCarpetsFabromont AGTextile Floor Covering – Orbital® 07 COLORpunkt®LightsNorka lightingLuminaire – BelfastMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream “COPY” Year: last_img read more

JMW Turner to appear on next £20 note

first_img The Bank of England has announced that the next £20 note will feature an image of artist JMW Turner.The reverse of the note will depict a self-portrait of the artist and The Fighting Temeraire, one of his most famous paintings.Turner was selected following public nominations for visual artists, the first time that the Bank of England has invited public suggestions for the £20 note’s design. The Banknote Character Advisory Committee received 29,701 nominations proposing a total of 590 eligible characters.Suggestions included William Morris, Derek Jarman, Vanessa Bell, Alfred Hitchcock, Barbara Hepworth, and Charlie Chaplin.The Committee, with help from public focus groups, then produced a shortlist and Mark Carney, the Governor, made the final decision in favour of JMW Turner.He joined artist Tracey Emin to announce the selected artist at the Turner Contemporary in Margate, built on the site of the house in which Turner stayed when he visited the seaside town.Embed from Getty Images JMW Turner to appear on next £20 note Embed from Getty Images  83 total views,  1 views today  84 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis3 AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis3 Howard Lake | 27 April 2016 | Newscenter_img Thumbnail image: JMW Turner Banknote Concept, copyright Bank of England. Advertisement About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Tagged with: Bank of England Finance Money Embed from Getty Images The Turner £20 note will be in circulation by 2020.last_img read more

Big Society Capital launches £30m fund for social lenders

first_imgBig Society Capital launches £30m fund for social lenders  152 total views,  4 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis11  151 total views,  3 views today Tagged with: Finance Funding social finance Big Society Capital has launched a £30 million fund to support social lenders helping small businesses creating positive social impact in their local communities.The Community Investment Enterprise Facility fund has been established by Big Society Capital and will be managed by Social Investment Scotland. It will fund Community Development Finance Institutions (CDFIs), and aims to meet some of their capital needs, build a better understanding of their lending, and to test models of funding for CDFIs to attract other socially motivated investors.The Facility will initially invest in up to five CDFIs across the UK, which will be partners involved in developing it, with the intention of expanding its reach over time. Over the next three years, Big Society Capital hopes to raise at least a further £30 million through socially motivated investors alongside itself.Rebecca McCartney, Investment Associate at Big Society Capital Social Investment Scotland, said:“Big Society Capital sees improving lives in disadvantaged communities as one of its core aims, and small businesses can play a vital role in this. The CDFI sector has already achieved a great deal, and it has even more potential to meet the need of small businesses in the communities they serve. Together with our partners, we believe we can realise this potential, principally through our capital but also building knowledge and convening stakeholders.”Big Society Capital has also commissioned the Centre for Regional Economic and Social Research at Sheffield Hallam University to evaluate the Facility over its duration and provide a more robust evidence base for CDFI lending. Advertisementcenter_img Melanie May | 8 February 2018 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis11 About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.last_img read more

Corn Growers Question Study on Climate and Corn Yield

first_imgA new study out of Rice University and the University of California at Davis that looks ahead 40 years at farming and climate change and draws some very specific conclusions needs to go back to the research table, according to the National Corn Growers Association.“At a time when meteorologists struggle to tell you what the weekend will be like, it’s odd to see a report that tries to so specifically pinpoint the weather 40 years from now,” said NCGA President Pam Johnson. “But that’s only one of the problems we have with this very problematic study.”The report, published in the American Chemical Society journal Environmental Science and Technology, states that the yield of corn grown for ethanol in the United States would be reduced by an average of 7 percent over the next four decades, and the amount of irrigation needed for the corn would increase by 9 percent. Among its other flaws, Johnson noted:The news release that accompanies the report, which looks only at corn grown for ethanol, clearly states the bias of the authors, who “have long questioned the United States’ support of biofuels as a means to cut vehicle emissions,” the release said. It’s no wonder, then, that the report looks ahead a full four decades to criticize an ethanol policy, the Renewable Fuel Standard, which only cover renewable fuels for the next nine years.The report ignores any possible advances in technology to improve corn growing, such as new agronomic practices or technology. “Looking back 40 years, corn farming was so different in 1973 than it is today, and it’s a difference that could not have been predicted back then,” Johnson noted. “The fact of the matter is, it’s not only naive to assume that corn yield will not increase as it has been, but our current average yield is already sufficient to produce the five billion bushels needed to meet the full conventional RFS volumes.”Farmers have been successfully dealing with climate change on this continent for 2,000 years and have shown remarkable resilience and adaptation, Johnson said. Last year, even with a significant drought, they brought in the eighth largest crop ever and saw a significant yield increase compared to the last drought year. This shows that farming practices and tools will change to respond to changing conditions. Two examples offered by Johnson: Since 1980, corn farmers have reduced per-bushel greenhouse gas emissions by 36 percent – and irrigated water use by 53 percent.“President Eisenhower once said that farming looks mighty easy when your plow is a pencil and you’re a thousand miles from the corn field,” Johnson noted. “We encourage academics to get out of their ivory towers and learn what farmers are really doing, instead of simulating information that is basically useless.”Source: NCGA Facebook Twitter SHARE By Andy Eubank – Jun 4, 2013 Previous articleFarm Bill Process Resumes, Passage in DoubtNext articleWet Fields Back in some Parts of Indiana Andy Eubank Corn Growers Question Study on Climate and Corn Yield Home Energy Corn Growers Question Study on Climate and Corn Yield Facebook Twitter SHARElast_img read more

Plenty of Ag Trade Opportunities for Europe and the U.S.

first_img Facebook Twitter SHARE By NAFB News Service – Jan 15, 2019 SHARE Plenty of Ag Trade Opportunities for Europe and the U.S. Home Indiana Agriculture News Plenty of Ag Trade Opportunities for Europe and the U.S. Previous articlePeterson and Conaway Introduce Resolution to Honor AFBFNext articleUSDA Working on FSA Fix During Partial Government Shutdown NAFB News Service European agriculture officials gave a presentation at the American Farm Bureau’s 100th Annual Convention and trade with the U.S. was the number one topic. The officials say there are abundant opportunities for farm trade between the United States and European Union. They say those opportunities are there despite European insistence on keeping agriculture out of free trade discussions. European officials excluded farm goods to streamline the negotiations and concentrate on vehicles and industrial products.There are issues that the EU and U.S. have to work on, including geographic indicators for dairy products and the approval of genetically modified crops. However, European leaders say there will continue to be opportunities for U.S. products in Europe, including soybeans, biofuels, and other products, even without agriculture in the free trade negotiations. Officials speaking at the Farm Bureau convention say the perception that the European market is closed is “misleading,” and it’s a big market of 500 million people that imports a lot of food. The U.S. and Europe have recently worked through several key food safety issues on products like almonds and Florida oranges.Source: NAFB News Service Facebook Twitterlast_img read more

PolitiTalk: Russia indictment, gun control, Romney for senate

first_imgElizabeth Campbellhttps://www.tcu360.com/author/elizabeth-campbell/ Twitter The Horned Frogs (4-3) finished their weekend tournament in Edinburgh with a 2-1 record, capped off by a no-hitter from junior Brad Furnish in TCU’s 7-inning victory Sunday against Stephen F. Austin (2-8). Furnish’s 13-strikeout performance was a career best and marked the eighth no-hitter in TCU history. The cold bats that plagued the Frogs in their Feb. 14 home loss to Texas State seemed a distant memory over the weekend, as TCU managed more than 15 hits in two of its three games. The lone loss of the tournament came courtesy of No. Linkedin Previous articleTCU Activists, Boschini clash over demands for immigrant studentsNext articleIn season opener No. 3 TCU rallies in the ninth inning to top Grand Canyon, 3-2 Elizabeth Campbell RELATED ARTICLESMORE FROM AUTHOR TAGSpolititalk Elizabeth Campbell Elizabeth Campbell is executive editor of TCU 360 and a senior journalism and political science double major. When not in the newsroom, she’s thinking about the news while probably watching TCU football or being a history nerd. Send her a tip if you have a story to share! Elizabeth Campbellhttps://www.tcu360.com/author/elizabeth-campbell/ Twitter Elizabeth Campbellhttps://www.tcu360.com/author/elizabeth-campbell/ Facebook CRES negotiates move to interdisciplinary unit amid student resistance Breakdown: Cambridge Analytica, information warfarecenter_img Elizabeth Campbellhttps://www.tcu360.com/author/elizabeth-campbell/ ReddIt ReddIt printIn this week’s episode of PolitiTalk we discuss the latest gun control debate, the indictment handed down against Russians for election meddeling and Mitt Romney’s (not at all surprising) annoucement that he is running for senate. Facebook Abortion access threatened as restrictive bills make their way through Texas Legislature + posts What we’re reading: Chauvin found guilty in Floyd case, Xi to attend Biden’s climate change summit Alumna joins ‘Survivor’ reality show in quest for a million dollars WATCH: Former Chief of Staff for Obama talks Trump administration, Democrats, liberal arts education Linkedin What we’re reading: Former Vice President dies at 93, Chad President killed on frontlineslast_img read more

What To Do This Weekend in Pasadena

first_img faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Name (required)  Mail (required) (not be published)  Website  EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Make a comment ShareShareTweetSharePin it Subscribe Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Top of the News Business News Herbeauty6 Lies You Should Stop Telling Yourself Right NowHerbeautyHerbeautyHerbeautyHe Is Totally In Love With You If He Does These 7 ThingsHerbeautyHerbeautyHerbeautyThese Are 15 Great Style Tips From Asian WomenHerbeautyHerbeautyHerbeautyIs It Bad To Give Your Boyfriend An Ultimatum?HerbeautyHerbeautyHerbeautyAmazing Sparks Of On-Screen Chemistry From The 90-sHerbeautyHerbeautyHerbeauty5 Things To Avoid If You Want To Have Whiter TeethHerbeautyHerbeautycenter_img Community News Your email address will not be published. Required fields are marked * First Heatwave Expected Next Week Here are our carefully culled top picks from dozens of Pasadena events the very best things to taste, watch, listen to, and experience, all presented weekly in our e!Pasadena email newsletter: More Cool Stuff Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy top box 3 What To Do This Weekend in Pasadena Published on Friday, February 1, 2019 | 1:13 pm Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Community Newslast_img read more

Confirmation of Sale Scrutiny in Kansas

first_img Confirmation of Sale Scrutiny in Kansas Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Subscribe Related Articles Home / Daily Dose / Confirmation of Sale Scrutiny in Kansas Demand Propels Home Prices Upward 2 days ago Share Save  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago About Author: Blair T. Gisi Blair T. Gisi joined the SouthLaw Firm in July 2012 and is an Associate Attorney for both the Litigation and Kansas Foreclosure Departments located in the Wichita, Kansas office. He is currently admitted to practice law in Kansas and the United States District Court for the District of Kansas. He obtained his B.A. in English from the University of Kansas in 2006. He obtained his law degree from University of St. Thomas in 2009. Blair’s practice focuses on judicial foreclosure and creditors’ rights litigation. Blair has successfully prosecuted contested foreclosures from motion practice, at trial, and the Kansas Court of Appeals. July 18, 2018 1,776 Views Sign up for DS News Daily 2018-07-18 Kristina Brewer Servicers Navigate the Post-Pandemic World 2 days ago Previous: Is Home Price Inequality a Good Thing? Next: And the Best Age to Become a Homeowner Is … Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Headlines, News, REO Within the last several months, the Kansas Court of Appeals has taken a closer look at the procedure for confirming Sheriff’s Sales in Kansas. K.S.A. §60-2415(a) states, “If the court finds the [sale] regular and in conformity with law and equity, it shall confirm the same.” That statute goes on to set out that, under the courts’ equitable powers, the only basis a court may use to deny a confirmation of sale is finding a bid “substantially inadequate.” While that term is not specifically defined in, we know that a sale for the total debt owed (i.e., “judgment, taxes, interest, and costs”) “shall be deemed adequate.” K.S.A. §60-2415(b).In two recent situations, the Court of Appeals reviewed what appears to be a common practice in many jurisdictions where the Motion and Order for Confirmation of Sheriff’s Sale are submitted, and sometimes even entered, simultaneously.  The defendant-borrower in JPMorgan Chase Bank, Nat’l Ass’n v. Taylor, 417 P.3d 272 (Kan. Ct. App. 2018) objected to the district court confirming the sheriff’s sale the same day the Motion to Confirm Sheriff’s Sale was filed without notifying her of the Order to Confirm Sheriff’s Sale ever having been filed.  Following judgment, Chase purchased the property at the sale for the full judgment amount and shortly thereafter, filed its confirmation pleadings. The defendant-borrower was sent a copy of the Motion to Confirm Sheriff’s Sale and eleven days later, she objected to the same, alleging that by not bidding the fair market value of the property, Chase was “cheating her out of equity. Despite the objection, however, the district court in Taylor entered the order confirming the sheriff’s sale the same day the motion was filed and when the defendant-borrower learned of this, she appealed claiming a violation of her due process rights for failure of the district court to hear and consider her objection.  The Court of Appeals, relying upon Kan. Sup. Ct. Rule 133, found that because the objection to the Motion for Confirmation of Sheriff’s Sale was filed eleven days after the motion, it was untimely and even though the Order confirming sale was entered prematurely, there was no error by the district court in failing to consider an untimely objection. Of particular note in this matter is that despite the full-debt bid and the statute dictating that the sale shall be deemed adequate, the Court of Appeals seems to go out of its way to discourage this type of practice and stating that, “any procedure adopted by a district court that allows for automatic approval of a sheriff’s sale without at least waiting to see if someone files an objection is subject to a later ruling that it is void as a violation of due process.” Taylor at 8-9.Reverse Mortg. Sols., Inc. v. Goldwyn, 2018 Kan. App. LEXIS 36 (Ct. App. July 6, 2018) decided just earlier this month, considered a number of interesting elements related to a Sheriff’s Sale, including the procedure for confirming the sale. This case involved a foreclosure of a reverse mortgage and subsequent in rem judgment against the borrower’s heir which then resulted in Reverse Mortgage Solutions purchasing the property at sheriff’s sale at a price less than the full-debt owed.  Similarly, the district court granted the motion requesting confirmation of the sheriff’s sale the same day it was filed. And, similarly, after an appeal claiming the order confirming sheriff’s sale was entered prematurely, the Court in Goldwyn, as in Taylor, agreed that the district court should have allowed time for any opposing parties to respond to the motion.However, the thrust of the defendant-borrower’s argument was that because the sale was not for the fair market value of the property, the sale should be deemed substantially inadequate. The Court correctly noted that even if that argument were true, the failure to bid fair market value does not necessarily mean the sale is substantially inadequate. The reliance on this argument allowed the Court to find that the premature entry of the order was harmless error and the confirmation of sale was upheld.  While neither of these cases ultimately resulted in unconfirmed sales, district courts in Kansas appear to be taking note of the scrutiny the Court of Appeals has been giving the confirmation of sheriff’s sale and at least one district has recently begun requiring hearings on all Motions to Confirm Sheriff’s Sale regardless of whether the sale was for the total debt or there is no deficiency judgment.  last_img read more

Business round up

first_imgThis week’s business round upNissan’s New Deal staffCar manufacturerNissan will use New Deal recruits to build the Micra in Sunderland. One of thebiggest employers in the North East, Nissan will use the New Deal 25-plusprogramme to build the new model, which is due out next year. Train companieshave backed the scheme, offering half-price vouchers to allow them to haveaffordable transport. Nissan managing director John Cushnaghan said, “Thequality of the New Deal training programme means six out of 10 applicants aresuccessful, compared with six out of 100 who have come from normal sources.”www.dfee.gov.ukJobs axed at EircomTelecoms operatorEircom plans to cut 3,500 jobs by 2003, leaving a core workforce of 9,000. Inthe short term, Ireland’s former state-owned company is to cut 320 jobs as partof a strategic review to focus on its Net service provider operations. Staffinglevels will be cut by 200 in Ireland from its multimedia activities, with 40jobs going in Northern Ireland and 80 in the UK. Eircom, sold its £2.2bn mobilephone business to Vodafone. www.eircom.comMarconi redundanciesMarconi says 1,500UK-based jobs may be axed within 12 months due to restructuring. The cuts arepart of 3,000 world-wide redundancies will trim the telecoms firm’s workforceto 55,000. The Manufacturing Science and Finance Union claims Marconi issacrificing its skills base for a short-term share price gain. But Marconiplans to expand in the UK by opening centres of excellence, expected to create3,000 jobs, within two years. www.marconi.com Related posts:No related photos. Comments are closed. Previous Article Next Article Business round upOn 18 Apr 2001 in Personnel Todaylast_img read more