RELATED ARTICLESMORE FROM AUTHOR TAGSAnthony FoleylimerickMunsterRugby Linkedin It goes on: “The Number 8 is, of course, a special number for Tony and his family but the 8 Sundays also bring us up to that special family time of year, Christmas. Print “Tony has been busy thinking of a tribute to his Dad and has asked that this page be set up in his memory. He wants to use it to ask people, who want to show their support, to attend Mass on each of the next 8 Sundays to pray for people who have died and while there to offer a prayer for his Dad also.” Previous articleGAA – Limerick County Board FixturesNext articleGAA – Daly Cup takes centre stage, before Limerick county final Staff Reporterhttp://www.limerickpost.ie Facebook Twitter Limerick Artist ‘Willzee’ releases new Music Video – “A Dream of Peace” Limerick’s National Camogie League double header to be streamed live Email WhatsApp Predictions on the future of learning discussed at Limerick Lifelong Learning Festival Billy Lee names strong Limerick side to take on Wicklow in crucial Division 3 clash THE ELEVEN year old son of Munster rugby icon Anthony Foley, who died the weekend before last in Paris, has launched a Facebook appeal in his father’s memory.Just two days after attending Munster’s emotionally charged victory over Glasgow, the eldest son of the Munster head coach today launched a campaign to encourage people to go to Mass and pray for deceased family and friends and his Dad if they so wish over the next 8 Sundays, leading up to Christmas itself.The Facebook site – Axel Foley Memorial – was launched shortly after midday today and is already getting huge traction.In the campaign – #8masses4no8 – young Tony is asking people to go to Mass for the next eight Sundays, poignantly starting this coming Sunday – his father’s birthday.The page explained that Tony and his family have been overwhelmed by the support they have received since his dad Anthony ‘Axel’ Foley passed away. NewsLocal NewsAnthony Foley’s son launches Facebook campaignBy Staff Reporter – October 24, 2016 769 WATCH: “Everyone is fighting so hard to get on” – Pat Ryan on competitive camogie squads Advertisement Limerick Ladies National Football League opener to be streamed live “So, Tony has asked if you would, in his Dad’s memory, Like and Share this page. As you do that, Tag 8 Facebook friends to go to Mass over the next 8 Sundays and, at that Mass, light a candle for a loved one or, indeed, for Anthony, take a photo of that lit candle and post it to this page using #8masses4no8“By doing this you will be bringing additional comfort to this mighty young man and his family at this time.”The first to post on the site was Tony’s mother Olive, who confirmed it was her son’s idea and that he thought it up on Saturday night last, after returning from Thomond Park.“Tony was inspired by what he had experienced in Thomond Park and came up with the idea of getting people to go to Mass to pray for deceased family or friends, including his father, in the run up to Christmas. The eight week cycle is fitting as his father will, of course, forever be associated with the number 8.“It’s a lovely idea. Tony even created the hash-tag, edited the image for the page to include the hast-tag and launched the page today.“It’s getting a great response and he’s delighted. It’s a really positive way of dealing with what has happened and the more people that support it the better.“November is fast approaching, which is, of course, the month of the Holy Souls so it’s very timely also in that regard.“The eight Sundays will take us right up to Christmas, which is a special family time, of course, but can be very difficult for families who have lost loved ones. The support for the campaign over the coming weeks will certainly be a positive for the family at an otherwise very difficult time.”
The Best Markets For Residential Property Investors 2 days ago Tagged with: Canada Home Prices Homebuyers Homeownership HOUSING Point2Homes rents U.S. Print This Post Demand Propels Home Prices Upward 2 days ago Keeping Up With the Joneses Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Previous: Dan Madden to Join Ellie Mae Next: The Week Ahead: Spotlight on the GSEs Related Articles The Best Markets For Residential Property Investors 2 days ago About Author: Radhika Ojha November 30, 2018 1,980 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago Home / Daily Dose / Keeping Up With the Joneses Canada Home Prices Homebuyers Homeownership HOUSING Point2Homes rents U.S. 2018-11-30 Radhika Ojha Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. in Daily Dose, Featured, Market Studies, News Are housing costs more overwhelming in Canada or in the U.S.? A recent study by Point2Homes analyzed the evolution of the housing markets in these countries that share a border to assess their current status.For the study, Point2Homes extracted historical data on market trends and examined numbers from 2008 and 2018. They looked at key metrics including average home price, rent, homeownership rates, changes in the countries’ median incomes, and the countries’ evolution on the affordability scale for a side-by-side comparison.The study found that while the average home price in the U.S increased at a much slower rate of 24 percent, the average Canadian had to dish out 56 percent more to buy a home and 25 percent more to rent one. Median incomes for Canadians also rose at a slower pace than their U.S. counterparts at 15 percent, compared with 18 percent for American homebuyers.According to the study, a decade after the housing crisis in the U.S. some analysts have claimed that Canada faces a similar scenario where household debt currently exceeds 100 percent of GDP.Looking at historical U.S. housing data, the study found that in the U.S., homeownership rates reached a peak towards the end of 2004, when the percentage of homeowners settled at 69.2 percent, only to start decreasing in 2007. By 2015, the share of homeowners in the U.S. fell to 62.9 percent, a level that hasn’t been seen since 1965, when data gathering was just starting. After three years of recovery, the share of homeowners in the U.S. is currently pegged at 64.2 percent.Comparatively, homeownership rates in Canada rose at a steady pace for more than four decades hitting an all-time high of 69 percent in 2011, but the percentage has dipped to 67.8 percent following the economic downturn in the country from 2014. Despite these declines, home prices in Canada increased twice as fast as the U.S.”Due to a staggering 56 percent jump since 2008, Canada’s average home price went from $304,663 CAD to $475,591 CAD in just ten years,” the study revealed. “The U.S. market’s increases have been more contained: after a 24 percent increase, the average home price went from $245,200 in 2008 to $303,200 in 2018.” Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Subscribe
Wellington Police notes for Tuesday, May 06, 2014:â€¢8:07 a.m. Officers took a report of a domestic family dispute by a known subject(s) in the 1000 block W. Shady Lane, Wellington.â€¢9:23 a.m. Officers investigated a battery and criminal damage to property in the 2600 block N.Â A, Wellington.â€¢9:34 a.m. Juvenile female, 15, Belle Plaine, was detained and referred to juvenile court.â€¢9:49 a.m. Officers took a report of a suicide attempt of known subject in the 700 block N. C, Wellington.â€¢12:14 p.m. Officers took a report of a child custody dispute by known subject(s) in the 2400 block N. A, Wellington.â€¢12:41 p.m. Officers investigated a theft of a purse in the 100 block E. 15th, Wellington.â€¢2:15 p.m. Courtesy Motor Vehicle was taken in the 300 block S. West Road, Wellington involving a vehicle operated by Daniel W. Prytherch,46, Wichita, Ks and a vehicle owned by the city of Wellington.â€¢4:46 p.m. Officers investigated a theft of a cell phone in the 500 block W. 4th, Wellington.â€¢4:59 p.m. Officers investigated a domestic battery by a known suspect in the 300 block E. 13th, Wellington.â€¢6:09 p.m. Officers investigated a theft of a bicycle in the 1000 block N. Plum, Wellington.â€¢8:56 p.m. Officers investigated a theft of currency in the 1100 block W. 8th, Wellington.
Letterkenny Institute of Technology’s (LYIT) Open Day on Thursday 21st November 2019 is an ideal opportunity for anyone considering LYIT to find out more about courses, accommodation and student experience. Everyone is welcome to the open event, which will be packed with activity from 9.30 am – 2.00 pm on Thursday. Are you completing the Leaving Certificate in 2020 or do you know someone completing the Leaving Certificate in 2020? Are you interested in returning to education? Are you keen to find out more about programmes available at LYIT?Then LYIT Open Day 2019 is a must to find out about degree courses in areas such as Business, Design, Computing, Tourism, Law, Culinary Arts, Sport, Engineering, Health Studies, Nursing and Science.LYIT Student Ambassador Darian Laughlin, Schools Engagement Officer Fiona Kelly and Student Ambassador John Tochukwu UgwuBy visiting LYIT Open Day you’ll get to look around the campus in person, check out the facilities, speak with experienced and informative lecturing staff, talk with current students about their student experience and visit student accommodation in the locality. There’ll be lots going on at this event including programme specific talks, interactive information sessions in each department, talks from SUSI grants and much, much more.Everyone is welcome to attend. LYIT especially welcome mature and second chance learners. They are also very happy to accommodate visitors from outside Donegal, whether individually or in groups. Parents of prospective students are also welcome to attend. To view LYIT’S Open Day Schedule or for more information visit: https://www.lyit.ie/News-Events/Article/lyit-open-day-2019#lyitopenday19 #chooselyit #lyitconnectionsWatch: Why the LYIT Open Day 2019 is a must-visit was last modified: November 13th, 2019 by Rachel McLaughlinShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:Collegeeducationlyit open daymature studentsstudentThird level
How much longer does the public have to be told that Mars “might” have life or space aliens “could” be found soon?A writer for New Scientist is concerned about the cost of protecting Mars from contamination. But the argument bears on the probability of life existing on the red planet.WHEN can we declare the Red Planet a dead planet? Although most efforts so far have gone toward showing that other planets could support life, now is the time to think about the other side of the coin.Spacecraft going to other worlds must follow costly planetary protection protocols, such as sterilisation, to avoid contaminating their destination with Earth microbes, putting any native life at risk, or bringing potentially dangerous alien ones back.But if there’s nothing there, why bother? We haven’t found life on Mars yet, and if further missions also turn up nothing, at some point commercial space enterprises such as mining operations or tourism will want to avoid the costs of sterilisation.“It’s time to decide when to declare a planet lifeless,” the headline reads.A more obvious tease is in this article on PhysOrg: “We could find aliens any day now—SETI scientists discuss extraterrestrial life hunting.” Despite 50 years of coming up empty, leading SETI researchers get great press, and only softball questions from the interviewer. One says it is a “multi-generational” search. That may be, but so was alchemy. It also gives the three SETI advocates job security with little chance of falsification.We’ve stated many times that astrobiology is a fantasy of the imagination, not science. The operative word is “could” – Mars “could support life” is the thinking (see perhapsimaybecouldness index in the Darwin Dictionary). Without data, though, it’s no better than saying unicorns “could” exist in the deep dark forest. New Scientist still believes in the possibility, but they are right in pointing out that there has to be an expiration date on the “could”-ness. They are concerned about cost; we are concerned about scientific integrity. Teasing the public with things that “could” be true is leading them on the primrose path. Show us the evidence. (Visited 56 times, 1 visits today)FacebookTwitterPinterestSave分享0
We continue with looks at how plants supposedly evolved, drawing from latest news from the leading journals and science media outlets.More Plants That Didn’t EvolveDinosaur plant found: “Imagine you’re at work and suddenly, a cheetah pokes its head through your window.” That’s a strange way for an article on Science Daily to begin. Cheetahs used to live in the western hemisphere, but we don’t expect to see them here now. “That’s about what Richard McCourt, PhD, and his colleagues dealt with when they came across Lychnothamnus barbatus, a large green alga that was thought to have died in the Western Hemisphere long before the cheetahs here died out.” Has it evolved in all that time? No mention of that in the article. In fact, McCourt thinks the plant could have been living here unchanged all this time, but had not been recognized.Ugly stepsister or beautiful dodder? Maybe you’ve seen unsightly strands of orange fibers wrapped around chaparral plants. Cuscuta, or dodder, has many names indicative of its bad reputation: “strangle tare, scaldweed, beggarweed, … fireweed, wizard’s net, devil’s guts, devil’s hair, devil’s ringlet, … hailweed, hairweed, hellbine, … pull-down, strangleweed, … and witch’s hair” (Wikipedia). Maybe this parasitic plant should get more respect. A paper in PNAS suggests that those threads provide a kind of information channel to send warning signals to their hosts. Notice that “conserved” means unevolved:Here we show that herbivore attack on one of the Cuscuta bridge-connected plants induces gene expression and increases the activity of trypsin proteinase inhibitors, and thus elevates the resistance to insects in other undamaged but Cuscuta-connected plants. This Cuscuta-mediated interplant signaling is rapid, conserved, far-reaching, and partly requires the plant hormone jasmonic acid. Although Cuscuta parasites can negatively influence their host plants, under certain circumstances, they may also provide ecologically relevant information-based benefits.Fern innovation or extinction? A paper in Phys.org seems poised to show evidence for evolution in ferns. But does it deliver? “Fern fossil data clarifies origination and extinction of species” is the title. We learn about extinction, but origination gets a little complicated.The observed variation in the fern diversity was compared with the variation in other groups of plants and in the environment, such as continental drift and climate change. The results show that changes in the environment strongly influence extinctions but surprisingly not the origination of new diversity. Instead, the formation of new fern species is accelerated when the fern diversity is low (e.g. after mass extinctions). The study suggests that origination of new species is mainly a neutral process in which the probability of speciation increases when diversity is low.Got that? Looks like all the ferns are still ferns, just varying in a neutral way. Unless Darwinism confers upon ferns some novel, innovative new structure or function, this kind of change is something any young-earth creationist would yawn at.The leaves of Jurassic Park: Swedish evolutionists are looking at fossil leaves to try to determine evolutionary relationships, reports Science Daily. The article makes an important admission about DNA survivability for those finding it in fossils much older: “The oldest DNA fragments ever found are scarcely one million-years-old.” Still the evolutionists feel they can infer DNA characteristics indirectly by looking for organic molecules in the leaves. Wait a minute; those leaves are supposed to be 200 million years old! How can any organic molecules remain?“The results from the fossil leaves far exceeded our expectations, not only were they full of organic molecules, they also grouped according to well-established botanical relationships, based on DNA analysis of living plants i.e. Ginkgoes in one group, conifers in another,” says Vivi Vajda.That presents two problems for evolutionists: (1) How did organic molecules survive in fossils for 200 million years, and (2) Where is the evolution if the molecules sort themselves the same way they are sorted in living plants? What has evolved?Leaf database; where is the evolution? Nature tells about a massive database of 182,000 leaves being used to interpret family relationships of plants. But readers will look in vain for the keywords evolution, phylogeny, or selection. Degrees of relatedness are not controversial—even to creationists—as is evident from the work of Linnaeus and John Ray. The huge database of leaves seems profoundly uninformative about the concepts that drove Darwin: survival of the fittest and progress by competition. Who is surprised that leaves come in different shapes? This is about morphology, not phylogeny.Evolutionary burn-out: The Geological Society of America is looking for charred flowers and charcoal in the fossil record of plants, Science Daily says. We learn in this article that wildfires can make charcoal, but they can also destroy it. This leads to a cautionary message, not to evidence for evolution: “paleontologists must now consider that the charcoal fossil record of flowers is unlikely to preserve all types of flower equally, and as a result, they may be missing information about the early evolutionary history of angiosperms.” But why should any carbonized material remain after over a hundred million years?How to Cheat the ReadersAn open-access paper in Current Biology promises insight into “The Evolution of Calcium-Based Signalling in Plants.” Aha! We have found just what we were looking for. We’re going to learn how a complex system evolved! Alas, the reader finds at the end, that the only mentions of “innovation” are locked in futureware. Under the final section, “Unanswered Questions and Opportunities,” the reader gets the message that evolutionary insight (if there is any) is on back order:In particular, an increase in the number of genome sequences will provide the increase in the granularity required to investigate whether there is a correlation between, for example, the increased diversity in the Ca2+ signature-decoding proteins and the appearance of key innovations in plant morphology and physiology. Likewise, increased granularity will permit the overlaying of paleoclimate data on the timeline describing the evolution of the Ca2+-signalling toolkit and the evolution of plant morphology. Mapping major losses to, or expansions of, the plant Ca2+-signalling toolkit onto a timeline of plant innovations and significant changes to climate and environment might reveal the identity of the key selective pressures that shaped the evolution of Ca2+ signalling in plants. Ideally, such approaches should be paralleled by experimental determination of quantitative Ca2+-binding characteristics and enzymatic kinetics of the Ca2+-signalling components to aid understanding of their functional differentiation and diversification during evolution.That calcium signaling exists in plants is not controversial. But where is the answer to “the evolution of calcium-based signaling?” ‘Tain’t here, folks. Just the usual tricks: convergent evolution, microevolution, and heavy doses of the power of suggestion, like, “the selection pressures likely to operate on the evolution of intracellular signalling in plants,” or, “one of the major selective pressures would have been the transition from the saline to the freshwater environment.” The ending sentence before “Unanswered Questions” wins the prize for suggestion: “Likewise, it is tempting to assume that the abundance of different signal decoders (CDPKs, CBL–CIPKs, CMLs) that we see in extant plants is reflective of an increase in the ability to colonise a diverse array of environmental niches that have occurred over evolutionary time,” the authors say. “In this scenario, the ability to respond appropriately to an increasing range of environmental stimuli would be of selective advantage to evolving plants.” Pure storytelling based on imagination is not evidence.A Better Way to Do Plant ScienceMedicine man: John de la Perra is an ethnobotanist – someone who searches ethnic communities to see how they use plants. “Ethnobotany is the scientific study of traditional plant knowledge. It’s what gave us morphine, aspirin, and ephedrine, to name a few. And there is still untapped potential,” Phys.org says without a word about evolution. How did a blind, evolutionary process give plants the ability to synthesize thousands of complex compounds, many of which contribute to the healing of human diseases? In the Darwinian account, humans were not even around when plants first appeared. John doesn’t seem to need evolutionary theory in his work; evolution is not mentioned anywhere in the article. He just wants to help people use plants for healing.Dear readers: we give you links to the very best evolutionary evidence from the leading journals and academic institutions. You can read what they say and see if it sounds convincing. But when you strip away the fogma, the Darwin Flubber and perhapsimaybecouldness spikes; when you are not intimated by Jargonwocky; when you disallow incestuous Darwin assumptions; when you examine their methods; when you just look at the raw data and see what it indicates, what do you find? Creation! All the Darwinese reduces to hot air and storytelling. Evolution is a narrative gloss painted on the facts, not an inference from the facts themselves. Darwin paint turns beautiful flowers into black, hideous products of the Stuff Happens Law. People need to see the how the Darwin Party subverts science into Darwinolatry.See yesterday’s post for more examples. (Visited 330 times, 1 visits today)FacebookTwitterPinterestSave分享0
TagsTransfersAbout the authorPaul VegasShare the loveHave your say Man Utd keeper David de Gea eyeing off Elcheby Paul Vegas20 days agoSend to a friendShare the loveManchester United goalkeeper David de Gea could buy Segunda Division Elche.Sport says should the deal was to go ahead it would cost the Spain international around €18million (£16million), as reported by Sport.Jose Sepulcre, Elche’s maximum shareholder, had been negotiating a possible sale with player agent Christian Bragarnik, but talks have cooled recently.De Gea has a strong connection with Elche – he is a season ticket holder at the club and spent part of his childhood in the area, with his father having been born there.Elche are currently in 12th place in the Segunda Division table.
CALGARY – Packers Plus Energy Services Inc. has filed an appeal of a Federal Court of Canada ruling in December that declared invalid its patent for a well-completion technology that has helped usher in the shale oil and gas boom in North America.In a filing with the Federal Court of Appeal, the Calgary-based fracking technology company asks that its patent be upheld and that its patent infringement claims be supported.Defendants it names include Houston-based Weatherford International and Baker Hughes, along with producer Harvest Operations Corp. and service firms Essential Energy Services and Resource Well Completion Technologies Inc. of Calgary.In the December decision, the judge ruled that Packers’ patent isn’t valid because it was an “obvious” improvement on existing techniques and had been publicly disclosed before the patent application was filed.Packers’ system, patented in Canada in November 2002, is used to control and separate high-pressure injections of liquids and sand used to break up tight underground rock and free the oil and gas to be produced from horizontal wells, a process called hydraulic fracturing or fracking.It says in court documents the technology invented by Daniel Themig has been used in more than 10,000 wells since 2001 and has helped Packers grow from 30 employees to almost 1,000.
If you’re new to car buying or it’s been a few years since your last purchase, get ready for a shock when it comes to financing. Interest rates on loans for new vehicles hit an average of 6.2 per cent in October 2018, the highest since January 2009, according to Edmunds research. Used-car shoppers face an even higher rate, with an average of 8.7 per cent. The Federal Reserve is expected to raise interest rates again this month.Many shoppers will be tempted to take out a longer-term loan to ease the pain of a higher monthly payment brought on by these interest rates. But this is a double whammy for your budget: You will be paying more in finance charges over the life of the loan, and it will take longer to gain equity in the vehicle.It’s easy to see why you might feel daunted about car buying in such a market. But you are not doomed to pay the maximum rates. Assuming your credit is generally in good shape, with a score of roughly 720 or higher, there are a few ways to get around today’s high interest rates.GET PREAPPROVEDThis tip applies to loans for both new and used cars. Getting a preapproval for a loan at your bank, credit union or online lender gives you a frame of reference for the financing that a dealership offers you. If the finance manager says, “This was the best rate I could secure,” you’ll have a point of comparison. In many cases, the dealership will be able to offer a better rate thanks to loans that are subsidized by the carmaker’s captive financing company.PROMOTIONAL FINANCE RATESThe majority of automakers offer special finance rates to qualified buyers. While many of the zero per cent offers that were common in the past have disappeared, some are still out there, such as a current offer for the 2018 Nissan Rogue. These offers vary by month, region and vehicle, so go to manufacturer websites to see what’s available.Even if you end up with a 2.9 per cent APR rather than zero per cent, that is a significant improvement over 6.2 per cent. Be open to exploring various vehicle brands, too. A brand that you might not have considered originally may offer better rates. You’ll also want to check the deals for both 2018 and 2019 models to see which offers better incentives.BUY A CERTIFIED PRE-OWNED VEHICLEBuying a used vehicle is typically a good option for shoppers. You avoid the big depreciation hit that comes with new cars, and you usually finance a smaller amount of money. But with interest rates averaging 8.7 per cent, used cars might not be a slam-dunk bargain.Here is where certified pre-owned (CPO) vehicles come in. Though CPO cars cost more than run-of-the-mill used cars, some CPO deals offer manufacturer-subsidized interest rates ranging from zero to 4 per cent, depending on the vehicle and automaker. And CPO vehicles are typically in better condition and carry a longer warranty than your average used car.CONSIDER LEASINGHigher interest rates do affect leasing, but since you only pay interest on the amount the car will depreciate, you end up paying significantly less in finance charges than if you purchased the car. Take this 2018 Honda Accord lease as an example: The car had a selling price of $27,315 after taxes and fees. It leased with a $1,000 down payment and a money factor of 0.00092, the equivalent of a 2.2 per cent APR. You would pay about $1,400 in interest over the 36 months of the loan.Compare that to a typical 72-month loan on the same car. Assuming the same down payment and the average 6.2 per cent APR, you would pay $5,264 in finance charges over the course of the loan. That’s paying more than three times the interest for twice as long.You can simplify your lease shopping by focusing on the items that matter most: the lease’s allotted miles, the monthly payment, the down payment and the lease term. Look for manufacturer lease specials and keep your down payment as low as possible.DOWNSIZE THE VEHICLEIf you had your eye on a midsize SUV or sedan, consider a compact one. Compact vehicles cost less than larger ones, which means you’ll finance a smaller amount and pay less interest over the life of the loan. In many cases, you’ll find that the space trade-offs aren’t that significant.EDMUNDS SAYS:Today’s high interest rates shouldn’t deter you from buying a car if you need one. Take time to shop for the best rate possible and be open to vehicles you might not have otherwise considered but which have very low APRs.____This story was provided to The Associated Press by the automotive website Edmunds. Ronald Montoya is a senior consumer advice editor at Edmunds. Twitter: @rmontoyaedmunds.Related links:— Calculate Your Own Lease Payment https://edmu.in/2ypP6t2— How Long Should a Car Loan Be? https://edmu.in/2uZnNr3— Low APR vs. Cash Back Calculator https://edmu.in/2R0hNHhRonald Montoya, The Associated Press
FORT ST. JOHN, B.C. – Scott Sitter, Assessor of the Northern B.C. Region for BC Assesment made a presentation on the Basics of Assesment to Council.In the presentation Sitter explained the formula in which BC Assesment formulates their values they use in assessments of properties.In 1974 British Columbia became a Crown Corporation in which changes were made that distributed the tax base fairly. In B.C., assessment and taxing are run by different departments. Sitter shared, the B.C. assessment and tax system rank top 6 worldwide.Sitter spoke to Council at the end of the presentation in regards to the OSB Plant. He shared when BC Assessment gets notification of potential for a major industrial property to curtail its operations or go into closure, BC Assesment provides the best estimate at the time.In terms, if the OSB Plant is going to be down permanently the assessment on their building will drop to a 90 percent depreciation rate. Dependent on their current assessment will drop to 10 percent of the replacement value.The land will stay the same, the classification stays the same unless they start removing equipment then the classification changes and the method of evaluation changes. Sitter shares, once you change it from a major industrial property, now you’re into regular property classes.He goes on to share it is a huge building designed for a specific industrial purpose and who is going to buy the building for that purpose, yet more than likely an alternative purpose.Sitter shares he has not seen a reaction in the markets yet so he does not know how the markets will react with the plant’s closure yet as soon as BC Assesment knows they will keep close contact with the municipality.