Application analytics trends and peer comparisons

first_img 8SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr For many financial institutions, loan applications are often overlooked when it comes to data analysis and strategic decision-making. These oversights could result from any number of reasons. As a lender, you might feel overwhelmed by the complexity and fluidity of your data, which results from frequently changing application statuses. Or perhaps you don’t feel a sense of urgency to analyze application data, especially when you are faced with issues of delinquency or default inherent in funded loan data. Or very simply, you may feel far less pressure from regulators to understand your application pipeline. Whatever the reason may be, you are probably not alone in feeling indifferent.Over the course of a three-part blog series, we will help you see why loan application data matter, how you can derive meaningful insights from your data, and what is happening in the current market.First, let’s frame our discussion by looking at loan application trends on an aggregate level. One of the great luxuries of the Visible Equity software is our ability to look across hundreds of financial institutions throughout the entire country. This article will help you to benchmark your institution’s application trends against a ‘typical institution’, or a national average of all Visible Equity clients. continue reading »last_img read more

Rivaldo: “I have not seen improvement in Barça since Setién arrived”

first_imgMajor ‘Messidependecia’ and planning criticismAs a result of these shortcomings, Rivaldo says that FC Barcelona is now more dependent than ever on the genius of Leo Messi. “Of course its importance has grown. Is that now the team’s dependence on its talent is gigantic. And it shows, because the rivals focus on stopping it and when it doesn’t play well, the block immediately gets stuck and doesn’t impose itself, ”said the Betfair ambassador.The Blaugrana legend did not forget the limitation of the staff culé, short of troops. “All this comes from poor club planning that worsened even more in January, with the departure of some players and with almost no reinforcements. Now Barcelona is paying even with problems to make a call. All this is not good for the club’s image, nor is it pleasant for the coaching staff and staff, ”he continued.“It would make no sense to sign Braithwaite and not use it”Precisely because of this planning and the tightness of the workforce, Rivaldo is clear that Braithwaite, the last culé signing, has to be a regular starter, even in the Classic.“You also have to use Braithwaite regularly. After all, don’t sign a 29-year-old player for 18 million euros just to be on the bench and play just a handful of minutes. Barcelona was authorized to sign because he was desperate without offensive options, so it wouldn’t make much sense not to take advantage of it, ”said the Betfair ambassador. Rivaldo, legend of FC Barcelona and ambassador of Betfair, He was worried about the Blaugrana game in the preview of the Classic against Real Madrid next Sunday. “Honestly, and after the last games of Barcelona, I have not seen any improvement since they threw Valverde and he brought Setién. The team can play much better because it has great players. In addition, his possession of the ball is not consistent, ”the Brazilian began to value in statements to Betfair.“With Setién in command, they now go out with the ball played from their area, taking risks, something they also do, for example, Real Madrid or Manchester City. But the really disconcerting thing about FC Barcelona is the absence of people who dare to pull from outside the area to surprise. Is that the team is trying to score goals only in the rival area, ” he added to his analysis Rivaldo. LaLiga Santander* Data updated as of February 28, 2020center_img “Suárez’s absence weighs more than Hazard’s”The winner of the Golden Ball in 1999 believes that, in the face of the Classic, he will weigh Luis Suarez’s absence in FC Barcelona more than Hazard’s in Real Madrid. “First, because Suarez has no replacement right now in the squad. In Hazard’s case, I don’t think Real Madrid misses him, because he was not yet a differential player and had not adapted 100%, ”reflected the Betfair ambassador, sure that the Champions will pass more bill to Real Madrid .“Barcelona will arrive in better shape and more relaxed than Real Madrid, which will be more touched after falling against Manchester City,” in a match in which, according to Rivaldo, the lack of Real Madrid goal was noted. At his discretion, Zidane failed in the changes. “He was wrong to remove Vinicius while they were still winning, because my countryman was taking the game to the City area and relieving pressure on the defense of Real Madrid, ”continued his analysis of the Betfair ambassador.“Real Madrid has a problem with hitting”Rivaldo pointed out the weak point of Real Madrid: “Since Cristiano Ronaldo left the punch is one of his main problems, especially now that Benzema seems to have lost the good momentum of the start of the season. Barça has Messi to solve their problems regularly and in this type of matches it is crucial ”, He considered the Barca legend.Rivaldo described the Sunday Classic as “crucial” but “not definitive.” “It will not be because the two teams still have many points to lose against minor rivals in the remainder of the season, but of course, if Barcelona wins, they will have a comfortable mattress. In addition, I would put Real Madrid in a difficult situation, so it is time to press the accelerator so that there is land in between and leave the eternal enemy touched, ”concluded the Betfair ambassador.Rivaldo’s toughest moment in a classicIn addition, Rivaldo also spoke for the ‘Create your luck’ Betfair campaign of what was his toughest moment in a Classic. It happened in 2001 when, in the discount, they annulled a goal for an offside that did not exist. He would have assumed 2-3 and his hat-trick at the Bernabéu.“Of course no one can be happy after they annul a goal, especially a goal that was legal and that would have made us take that Classic. But it also would have been a hat-trick for me. It was difficult to manage all that, ”he began to explain.“That third goal was really late, so we didn’t have time to keep pushing to win. Luck is always a consequence of hard work, and if you don’t work your luck throughout the game, it probably won’t appear, ” ditched the ambassador of Betfair.last_img read more