Are credit unions as safe as banks right now?

first_img continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Every financial crisis comes with its share of conspiracy theories and fake news, but there’s one rumor I’ve been hearing over and over again over the last few weeks. There’s this idea that credit unions aren’t as safe as banks, and unfortunately, this is something people love to repeat. And it’s been growing in the wake of the current crisis.Let’s skip right to the point: credit unions are just as safe as banks — regardless of what your coworker or your cousin has to say about it.However, there are definitely some differences to be aware of.Credit Unions vs. Banks: How Your Money Is InsuredThe first thing to know and understand about banks and credit unions is that both insure your funds on deposit up to certain limits. When it comes to accounts with a regular bank, your funds are insured up to limits by the Federal Deposit Insurance Corporation, which comes with government backing. With credit union accounts, on the other hand, funds are insured by the National Credit Union Share Insurance fund, which also has backing from the U.S. government.last_img read more

Syracuse climbs to No. 7 in Monday’s Inside Lacrosse poll

first_img Published on February 12, 2018 at 6:32 pm Contact Josh: [email protected] | @Schafer_44 Syracuse jumped to No. 7 in the Inside Lacrosse rankings after ranking 11th last week.The four-spot climb in the polls comes after Syracuse throttled Binghamton 21-4 in the team’s season opener on Saturday in the Carrier Dome. Twelve different players scored for the Orange against Binghamton, including five goals from senior attack Brendan Bomberry. SU dominated possession as Danny Varello went 15-of-17 from the faceoff X, while his team scooped up 43 groundballs to Binghamton’s 13.All five ACC teams cracked the top 15 with Duke remaining at No.1 and No. 9 Notre Dame, No. 10 Virginia and No. 14 North Carolina coming in behind Syracuse.Syracuse plays No. 4 Albany, which bumped down a spot after not playing yet this season, on Saturday at 2 p.m. in the Carrier Dome. Comments AdvertisementThis is placeholder text Facebook Twitter Google+last_img read more

Lou Williams leads Clippers past LeBron-less Lakers

first_imgPreviousLos Angeles Clippers guard Avery Bradley, forward Tobias Harris, guard Shai Gilgeous-Alexander and guard Lou Williams, from left, stand on the court during the second half of the team’s NBA basketball game against the Los Angeles Lakers on Friday, Dec. 28, 2018, in Los Angeles. The Clippers won 118-107. (AP Photo/Mark J. Terrill)Clippers forward Danilo Gallinari, right, of Italy, shoots as Lakers center Tyson Chandler defends during the first half of Friday’s game at Staples Center. (AP Photo/Mark J. Terrill)Lakers guard Lonzo Ball, left, shoots as Clippers guard Patrick Beverley defends during the first half of Friday’s game at Staples Center. (AP Photo/Mark J. Terrill) SoundThe gallery will resume insecondsClippers guard Patrick Beverley, right, shoots as Lakers center Tyson Chandler defends during the first half of Friday’s game at Staples Center. (AP Photo/Mark J. Terrill)Lakers center Ivica Zubac, right, shoots as Clippers center Boban Marjanovic defends during the first half of Friday’s game at Staples Center. (AP Photo/Mark J. Terrill)Clippers center Boban Marjanovic, left, shoots as Lakers guard Lonzo Ball defends during the first half of Friday’s game at Staples Center. (AP Photo/Mark J. Terrill)Lakers forward Brandon Ingram shoots as Clippers guard Shai Gilgeous-Alexander, left, and forward Tobias Harris defend during the first half of Friday’s game at Staples Center. (AP Photo/Mark J. Terrill)Clippers forward Danilo Gallinari dunks as Lakers guard Lance Stephenson watches during the first half of Friday’s game at Staples Center. (AP Photo/Mark J. Terrill)Lakers forward Brandon Ingram, right, shoots as Clippers center Boban Marjanovic defends during the first half of Friday’s game at Staples Center. (AP Photo/Mark J. Terrill)Lakers forward LeBron James, left, shakes hands with Coach Luke Walton as they have a chat during the first half of Friday’s game against the Clippers at Staples Center. (AP Photo/Mark J. Terrill)Los Angeles Clippers guard Sindarius Thornwell, right, shoots as Los Angeles Lakers center Tyson Chandler defends during the second half of an NBA basketball game Friday, Dec. 28, 2018, in Los Angeles. The Clippers won 118-107. (AP Photo/Mark J. Terrill)Los Angeles Lakers guard Kentavious Caldwell-Pope, left, and Los Angeles Clippers guard Shai Gilgeous-Alexander go after a loose ball during the second half of an NBA basketball game Friday, Dec. 28, 2018, in Los Angeles. The Clippers won 118-107. (AP Photo/Mark J. Terrill)Los Angeles Lakers forward Brandon Ingram, left, and guard Josh Hart, right, compete for a rebound with Los Angeles Clippers guard Sindarius Thornwell during the second half of an NBA basketball game Friday, Dec. 28, 2018, in Los Angeles. The Clippers won 118-107. (AP Photo/Mark J. Terrill)Los Angeles Clippers guard Lou Williams, left, shoots as Los Angeles Lakers center Ivica Zubac defends during the second half of an NBA basketball game Friday, Dec. 28, 2018, in Los Angeles. The Clippers won 118-107. (AP Photo/Mark J. Terrill)Los Angeles Clippers forward Tobias Harris, right, shoots as Los Angeles Lakers forward Kyle Kuzma defends during the second half of an NBA basketball game Friday, Dec. 28, 2018, in Los Angeles. The Clippers won 118-107. (AP Photo/Mark J. Terrill)Los Angeles Clippers coach Doc Rivers, left, and guard Lou Williams talks during the second half of the team’s NBA basketball game against the Los Angeles Lakers on Friday, Dec. 28, 2018, in Los Angeles. The Clippers won 118-107. (AP Photo/Mark J. Terrill)Los Angeles Lakers forward Kyle Kuzma, right, shoots as Los Angeles Clippers center Marcin Gortat defends during the second half of an NBA basketball game Friday, Dec. 28, 2018, in Los Angeles. The Clippers won 118-107. (AP Photo/Mark J. Terrill)Clippers guard Lou Williams shoots a jumper over Lakers guard Josh Hart during the second half of Friday’s game at Staples Center. Williams scored 23 of his season-high 36 points in the second half of the Clippers’ 118-107 victory. (AP Photo/Mark J. Terrill)Los Angeles Clippers guard Avery Bradley, forward Tobias Harris, guard Shai Gilgeous-Alexander and guard Lou Williams, from left, stand on the court during the second half of the team’s NBA basketball game against the Los Angeles Lakers on Friday, Dec. 28, 2018, in Los Angeles. The Clippers won 118-107. (AP Photo/Mark J. Terrill)Clippers forward Danilo Gallinari, right, of Italy, shoots as Lakers center Tyson Chandler defends during the first half of Friday’s game at Staples Center. (AP Photo/Mark J. Terrill)NextShow Caption1 of 18Clippers forward Danilo Gallinari, right, of Italy, shoots as Lakers center Tyson Chandler defends during the first half of Friday’s game at Staples Center. (AP Photo/Mark J. Terrill)ExpandLOS ANGELES — As Lou Williams skipped backward on defense moments after draining a 3-point dagger in the grill of Lance Stephenson, he kept a straight face.In his hands, he strummed an air guitar – call it a tribute or a taunt to Stephenson’s own 3-point celebration.The 32-year-old later told reporters it was all in good fun. It certainly looked it as Sweet Lou took what he wanted – points, a win and celebrations – enjoying his best scoring night of the season while leading a 22-0 run in the second half of a 118-107 Clippers victory over the Lakers.Williams, a former Laker, was 11 for 18 from the field, the one element of the Clippers offense that the Lakers truly had no answer for. He finished with 36 points (23 after halftime), eight better than his previous best this year, and reminded Staples Center fans why he earned NBA Sixth Man of the Year honors last season. Newsroom GuidelinesNews TipsContact UsReport an Error AD Quality Auto 360p 720p 1080p Top articles1/5READ MOREUCLA alum Kenny Clark signs four-year contract extension with Packers“It’s funny – one of our coaches said, ‘I think this is gonna be a Lou night tonight,’ ” Clippers coach Doc Rivers said. “They prepared for us pretty well, their switching affected us a little bit, but Lou has pretty much seen every defense that anyone can throw at him and he was fantastic.”Steamrolled by Williams’ big performance, the Lakers suffered their second straight loss without LeBron James, this one uglier than the last. A night after giving up a buzzer-beating 3-pointer, the Lakers lost steam much earlier, failing to score during a 4:37-long stretch from the time Stephenson hit a 3-pointer in the third quarter to a Tyson Chandler free throw in the fourth.Sign up for Home Turf and get exclusive stories every SoCal sports fan must read, sent daily. Subscribe here.Williams kicked off the rally with a layup, his first step as unstoppable as his jump shot. The Clippers took their first lead of the second half on a Patrick Beverley free throw, and then the points kept piling up. The added physicality of a defense-oriented lineup, which included Beverley, Montrezl Harrell and Tyrone Wallace, kept the Lakers off-balance.Even as the Lakers had a chance to respond at the quarter break with a new lineup, they couldn’t find an answer despite cycling through several schemes. Their legs started to feel heavy on the weight of the second game of a back-to-back.“They just got there and got their scrappy unit in and really affected us because they brought a lot of energy,” said Kyle Kuzma, who had 24 points, eight rebounds and five assists for the Lakers. “What we were trying to do is just switch up our defenses, put a little bit of box-and-one, triangle-and-two on some of those guys. And it worked for a second, but at the end of the day, not enough.”center_img The Clippers led 95-80 by the end of the run, which Sindarius Thornwell padded with a pair of free throws.The 22-point blitz was the largest unanswered run by any NBA team this season, and the largest the Clippers have authored since 2009. And instead of saving their most competitive instincts for the Clippers, the Lakers spent a chunk of the run arguing with each other – something Walton was adamant could not happen again.“I felt like they turned it up a notch and we weren’t ready to counterpunch,” he said. “Trying to find a group that was ready to bring that back. We couldn’t find it. We couldn’t find it tonight. It’s not the loss, I felt like we kind of started to splinter a little bit while it was happening. That can’t happen. We can lose games, but we’ll lose them together. When we win them we’ll win them together.”The Lakers fought back after the run, but Williams all but buried them with the Air Guitar 3-pointer with 2:23 left, putting the Clippers ahead by 12. It sealed the team’s fourth win in their last five games, as they got the added bonus of going up two games in the loss column against the Lakers, one of the teams they’re competing with in the packed Western Conference standings.The Lakers got a solid effort from their so-called young core: Lonzo Ball had 19 points, six assists and five rebounds. Brandon Ingram (17) and Josh Hart combined for 29 points. But the lack of depth showed: The Lakers had just an eight-man rotation and centers Ivica Zubac and Tyson Chandler combined for just 13 points inside.Danilo Gallinari scored 19 points for the Clippers, while Harrell added 12. Williams said the depth was as much of a factor as his own one-man offense.“We’re a good basketball team,” he said. “We’ve got a lot of guys who can come in at the drop of a hat and give us positive minutes. But for the most part, we had our core second group out there, where we got some chemistry and the other guys kind of understand how we play.”The end of the game got heated: Hart was ejected for arguing after a no-call when he thought Tobias Harris had committed a charge against him. Lakers coach Luke Walton also got a tech on the same play.All of the Lakers’ injured players were prominent presences on the sideline: JaVale McGee, who warmed up but was a scratch from the lineup, wore a suit. Fresh off surgery in the morning, Rajon Rondo sat with a wrap around his injured right hand.James walked into Staples Center in a white hoodie and black blazer, carrying a glass of red wine. Walton’s pregame comments, that the Lakers would exercise plenty of caution bringing their players back into games, suggested it might be some time before James is back in a jersey.In the meantime, the Lakers are searching for their first win without James. Walton said he still felt confident the group he has healthy can navigate the upcoming stretch without James (the length of which is still not yet known), but the Lakers also know they need to be better than they were Friday night.“We got to stay together no matter if it’s going good or going bad,” Ball said. “We got to stay together. Teams are going to go on runs, that happens, but 22-0 run should never happen.”last_img read more

JON WHITE BACK FOR HIS 11TH SEASON AS SANTA ANITA’S HIGHLY RESPECTED MORNING LINE MAKER; SANTA ANITA’S 2019 AUTUMN MEET IS SET TO OPEN THIS FRIDAY, SEPT. 27

first_imgJON WHITE BACK FOR HIS 11TH SEASON AS SANTA ANITA’S HIGHLY RESPECTED MORNING LINE MAKER; SANTA ANITA’S 2019 AUTUMN MEET IS SET TO OPEN THIS FRIDAY, SEPT. 27 ARCADIA, Calif. (Sept. 24, 2019)–An unmistakable treasure on the American Racing landscape, the indefatigable Jon White is back for his 11th year as Santa Anita’s highly respected Morning Line Maker as the track readies for its 23-day Autumn Meet opener this Friday, Sept. 27.A proud native of Spokane, WA, White’s affinity for horse racing traces back to trips with his late father to tracks such as Playfair in Spokane and Yakima Meadows, where his dad worked in their pari-mutuel departments.Upon graduating from Lewis and Clark High School in Spokane (“ESPN’s Neil Everett went there too”), White soon set about a career in racing that has seen him cast in a myriad of roles in a number of different states. (White is also quick to point out that he attended Eastern Washington University, where he noted, the LA Rams’ Cooper Kupp also attended, as did Fox Sports’ Colin Cowherd).“I’ve been in racing 45 years now and I’ve been involved in many different aspects,” said White, who is also married to popular racing writer Tracy Gantz, whose stories appear in BloodHorse Magazine and The California Thoroughbred, which is published by the CTBA. “I started out in 1974 as a chart-caller and columnist with Daily Racing Form at Northwest tracks and I got promoted in 1981 to the position of reporter-columnist here at Santa Anita and all the other Southern California tracks.“The racing during that period of time was incredible, as were the jockeys and trainers that I dealt with on a daily basis. In 1986, they assigned me to be the DRF chart-caller and I worked on this circuit in that positon until 1993.”In addition to his print career at Daily Racing Form and as a free-lancer for several industry publications, White has also toiled as a racing steward in various locales–Yakima Meadows (1979), Les Bois Park in Boise, ID (1990s) and has been a licensed CHRB steward since 2010. His most recent CHRB assignment put him in the stewards’ stand at this year’s Los Alamitos Summer Thoroughbred Meet in July.Following the 1993 Del Mar meeting, White hired on with the newly created HRTV, working as an on-air racing personality for some 20 years until taking his current position as Santa Anita’s Morning Line Maker.With a soft spoken, low key demeanor that belies an intense passion for racing, White’s historical perspective and broad-based knowledge are legendary in racing circles.  Following is a question and answer session with White, who will also be making the official morning line for this year’s two-day Breeders’ Cup World Championships on Nov. 1 & 2.     Q                Who’s your all-time favorite horse?     A                No question, it’s (Washington-bred) Turbulator.  He didn’t race as a 2-year-old because he became so ill that he very nearly died. He didn’t race as a 3-year-old because he severely injured a knee on a farm. His breeder, owner and trainer, Tom Crawford, then tried to trade the horse for two cows. But due to the injured knee, the swap didn’t take place. Turbulator finally did make it to the races as a 4-year-old in 1969.  He lost his first three starts, but then won seven straight in just nine weeks from six furlongs to two miles at Playfair. In 1970, Turbulator broke three track records, one of those also being a world record. In another of his 1970 victories, he carried 134 pounds. A huge fan favorite, there were Turbulator T-shirts, coffee mugs, campaign buttons and refrigerator magnets, all items I possess to this day, along with two of the shoes he wore when he broke the world record for 6 ½ furlongs.     Q                Favorite all-time jockey?     A                Laffit Pincay, Jr., although Bill Shoemaker, Gary Stevens, Eddie Delahoussaye and Joe Baze, Russell’s father, certainly all rank right up there. I’ve said many times that if I ever needed a horse to win a race or I would die, I would pick Laffit to ride the horse. On the last day I was ever at Longacres, in a prime example of Laffit’s sheer strength on horseback, he won the 1986 Longacres Mile by a neck on Skywalker.  I flew back to LA on the plane with Skywalker and his trainer, Michael Whittingham.  Skywalker would go on to win the Breeders’ Cup Classic later that year with Pincay aboard.     Q                Favorite all-time trainer?     A                It’s a dead heat between Charlie Whittingham and Laz Barrera. I was very lucky to get to know them both quite well. They were incredible horsemen and wonderful people. I miss them a lot.     Q                Favorite all-time race?     A                It’s another dead heat, this time Secretariat’s spectacular 31-length Belmont Stakes victory to sweep the Triple Crown in 1973 and Zenyatta’s sensational win in the 2009 Breeders’ Cup Classic at Santa Anita, which I saw in person…As I stood in the mass of humanity during Zenyatta’s furious late charge to become the first female Thoroughbred to ever win the Classic, I was so overcome with emotion that I had tears in my eyes.     Q                You’ve had so many great moments in racing, I know Justify’s Kentucky Derby win last year ranks way up there?     A                As we all know, Justify didn’t make it to the races until Feb. 18 here at Santa Anita. I managed to get a one hundred dollar future book wager on him at 100 to one to win the Kentucky Derby, so that was pretty incredible. But my biggest score was hitting a Pick Six at Santa Anita that paid $45,981.  It was on Dec. 28, 2003, and I did it on a $120 ticket.     Q                If you retired tomorrow, what would you do for kicks?     A                I honestly don’t know. My feeling is I will cross that bridge when I get to it.White, who has also penned a weekly racing column for Xpressbet.com since 2004, will be making the official Breeders’ Cup morning line for the sixth time this Nov. 1 & 2.last_img read more