Data in the age of the consumer

first_img 15SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The world of data is nothing new. Information has been captured and stored in databases for decades. If you think about it, consumers’ expectations for personalization and customization used to be fairly minimal. Information on a person such as name, address, age and birth date was likely the extent of a financial institution’s (FI’s) data library.Now, enter the age of technology and the development of consumer electronic devices. This has brought about a new era – the Age of the Consumer. Today, consumers are driven by three basic needs: Convenience – Accommodate my busy life and make it easy.Customization – Make everything personalized to my needs.Connection – Help me be a part of the Internet of Everything.Creating the optimal consumer experience, however, requires the use of both big and small data. While big data can help spot business trends and support fact-based decision making, small data contains the real information – the traces of consumer behavior left behind by actions taken every second of every day. continue reading »last_img read more

Twitter Allegedly Working on New Option to Filter Graphic Media Sent Via Direct Messages

first_imgTwitter is reportedly working on an option that will let users decide whether to view or filter graphic media sent to them via direct messages or DMs. Reverse engineering expert Jane Manchun Wong spotted the feature that could be exclusive to direct messages. According to the screenshot Wong shared, users will be able to enable or disable the ‘Filter graphic media’ option on Twitter. On enabling the feature, users will get a warning displayed over the messages that potentially contain graphic media with an option to view the content with an extra step.Reverse engineering expert Jane Manchun Wong shared the information of the allegedly upcoming Twitter feature on the platform itself. The option to ‘filter graphic media’ will be displayed in direct messages. It is likely to filter the content and display a warning when enabled but let the content be visible when disabled.- Advertisement – Are iPhone 12 mini, HomePod mini the Perfect Apple Devices for India? We discussed this on Orbital, our weekly technology podcast, which you can subscribe to via Apple Podcasts, Google Podcasts, or RSS, download the episode, or just hit the play button below. – Advertisement –center_img It is not clear whether users will get the option to further personalise the kind of graphic media they’d want to be able to view without a warning sign. All graphic media (nudity, sexual content, or violence) may be grouped together on Twitter. It is also not clear if the new filter will only apply to new message requests or if all messages will fall under its purview including from senders previously allowed.The graphic media filter is not live on the micro-blogging site nor have any users reported spotting it. Twitter hasn’t officially said anything about such a feature being in the works, either.Twitter could also be working on another feature for direct messages, as reported last month by Wong. The social media platform may soon give users the option to selectively mute incoming DM requests. This would disable notifications for repeated requests from the same sender and take the unaccepted conversation to the end of the users’ message request list.- Advertisement –last_img read more

Govt inks agreement on Surakarta-Yogyakarta toll road with private-led consortium

first_imgA consortium of state-owned and private firms, PT Jogjasolo Marga Makmur, signed a toll road concession agreement (PPJT) with the government on Wednesday to build and operate a Surakarta-Yogyakarta-New Yogyakarta International Airport (NYIA) toll road.The Surakarta-Yogyakarta-NYIA toll road will span over 96.5 kilometers with an investment value of Rp 26.6 trillion (US$1.8 billion). Part of the toll road is scheduled to open in 2023, with the full toll road expected to be open by 2024.The consortium consists of state-owned toll road operator PT Jasa Marga and construction firm PT Adhi Karya, as well as the private firms, namely construction firm PT Daya Mulia Turangga and PT Gama Group, whose combined stakes make up the majority of the consortium. The consortium gets a 40-year concession for the toll road. Public Works and Housing Minister Basuki Hadimuljono praised the private companies’ involvement in the project, which he expected to become a model for future projects.“Alhamdulillah [Thank God] the consortium is led by private companies, while Adhi Karya and Jasa Marga are involved to share their expertise,” he said during the agreement signing ceremony.“The toll road entity can soon start the construction so it can open fully by 2023,” Basuki added.The toll road will boost the connectivity of the so-called “golden triangle” of Yogyakarta-Surakarta-Semarang (Joglosemar) in Central Java and Yogyakarta, as well as nearby tourist destinations such as the historic Prambanan and Borobudur temples. Basuki said the government expected to sign another PPJT for a Bawen-Yogyakarta toll road in October to further boost the Joglosemar area.“The Joglosemar region will be fully connected and will become a golden triangle for economic growth, especially for the tourism sector,” he said.During the ceremony, Coordinating Maritime Affairs and Investment Minister Luhut Pandjaitan said toll road construction projects would also help to boost Indonesia’s economy during the COVID-19 pandemic.The economy shrank 5.32 percent year-on-year (yoy) in the second quarter this year as all components of economic activity fell.“Toll road construction projects help mobilize our economy through the sale of cement, steel and other raw materials. Furthermore, the projects also absorb our workforce,” he saidHe further urged the Public Works and Housing Ministry and related agencies to ensure the toll road’s quality through a thorough planning process from designing to monitoring, as many investors are keen to be involved in joining the projects.“Many investors are interested in Indonesia’s industries. Therefore, we need to make good of our promise to make them comfortable when they do business with us,” he said.Topics :last_img read more

‘Fat hatred’ should be banned 11 July 2012Smartphones to get police on the beat Crushed boyracer car to help teach safety  Couple charged with ill-treating newborn Need for ‘new direction’ behind moves at Te Papa Wellington dog owners plead guilty Gales on the way for weekend Ostrich egg hurled at wife over pig Singers shrug off sickness to win  “Fat hatred” should be banned like racism or sexism, says a pro-fat scholar who argues that obesity isn’t a health problem. Massey University lecturer Cat Pause says “the war against fat” and “fat phobia” were much more damaging than carrying a few extra kilos or, in her case, a lot. “Obesity is not a big health problem. If you really look at the science, that is what comes through.” Her claims fly in the face of an obesity epidemic taking hold of the Western World. Governments are fighting health budget blowouts, hospitals are buying bigger beds and equipment, and airlines are charging travellers for their overflowing flab. In New Zealand – the world’s third-fattest nation – more than a quarter of the population are classed as obese. But Dr Pause, who has a PhD in human development, says it is “fattism” that should be feared, not expanding waistlines. Mum calls for an end to ‘thinism’ 11July 2012 Miranda Johnson is still traumatised by childhood bullying that saw her dubbed  ”chicken legs” by a teacher. As a St Martins School pupil in Christchurch she was teased by teachers and peers for being thin. Now the 25-year-old, size-6 mother of one, standing 1.67 metres and weighing 44 kilograms, is too self-conscious to go swimming. ”I love swimming, but I hate getting into the pool in the daylight because people stare at me and I hear them whispering,” she said. ”I like going to the Tekapo hot pools because in the dark nobody can see me.” Johnson, an interior design student juggling her correspondence study with the care of 2-year-old daughter Xanthe, said even as an adult she was hassled about her weight. read more

Momentum, perfect line carry Sweigart to IMCA RaceSaver Keystone Challenge win

first_imgNewlin finished second while Dodson took third. Feature results – 1. Nick Sweigart; 2. Zach Newlin; 3. Doug Dodson; 4. Garrett Bard; 5. Chris­tian Rumsey; 6. Ken Duke Jr.; 7. Devin Adams; 8. Kevin Nagy; 9. Jeff Geiges; 10. Jaremi Han­son; 11. Ian Cumens; 12. Kenny Heffner; 13. Jonathan Jones; 14. Erin Statler; 15. Dylan Proctor; 16. Jon Haegele; 17. Tim Tanner; 18. Brad Mellott; 19. Scott Frack; 20. Domenic Melair; 21. Kruz Kepner; 22. Ryan Lynn; 23. Larry McVay; 24. Kyle Keen. With 50 cars from six states in the pits for this year’s race, the annual Founders Cup race for non-qualifiers also was good one, with the race’s defending winner Kassidy Kreitz providing an ending that all but equaled that of the feature. Sweigart fired his ride into the narrow space outside of Dodson and went by both cars. Newlin got to the inside in turns three and four, but Sweigart’s outside momentum and perfect line enabled him to take the checkered flag.  Founders Cup results – 1. Kassidy Kreitz; 2. Drew Ritchey; 3. Jay Krout; 4. Justin Clark; 5. Wally Eshenaur; 6. Mike Alleman; 7. Nathan Gramley; 8. Jared Zionkowski; 9. John Fiore; 10. Derek Hauck; 11. Will Brunson; 12. Dave Guss; 13. Fred Arnold; 14. Daren Bolac; 15. Chase Me­theney; 16. Cassandra Minium; 17. Jimmy White; 18. Matt Kline; 19. Dave Graber; 20. Tylor Cochran. “It all just kind of played out there in that last lap,” Sweigart said from victory lane. “Those two guys were in a helluva race the entire race, and it’s just racing, they were trying their best, and I was sitting back there in third, could see what I needed to do and it all worked out.”  “I knew we were right there and we just needed something to go our way, and that’s all we needed,” he continued. “I definitely had the car, the crew had it hooked up and it all panned out.”  “I really wasn’t sure,” Kreitz said in victory lane. “I knew it was going to be close, but I think that lap car held him up and it definitely helped me there.”  Newly crowned national champion Ken Duke Jr. finished sixth after starting 21st. By a margin of .02 of a second, Kassidy Kreitz repeated as winner of the Founders Cup race. (Photo by Frank Buhrman) The margin of victory was two hundredth’s of a second.  PORT ROYAL, Pa. (Oct. 12) – Nick Sweigart saw an opening on the last lap and seized it, pass­ing both cars battling for the lead and holding on to win the eighth annual Keystone RaceSaver Challenge Saturday night at Port Royal Speedway. Making the most of a last-lap opportunity, Nick Sweigart won the Keystone Chal­lenge for IMCA RaceSaver Sprint Cars Saturday at Port Royal Speedway. Immediately behind the lead trio and looking for an opening while engaging in their own battle for position were super rookie Garrett Bard and New Yorker Christian Rumsey. They had charged to the front from ninth and 11th place, respectively.  Following Kreitz and Ritchey across the line were Jay Krout, Ohio’s Justin Clark and Wally Eshenaur.  Sweigart, who had started 10th in the Blue Collar Classic for IMCA RaceSaver Sprint Cars, had fought his way to third place when Doug Dodson, running second, dove to the inside of leader Zach Newlin in turn two of the 25th and final lap, and Newlin came down to try for a crossover to regain first. Pole-sitter Drew Ritchey raced out to a nearly two second lead in the 15-lap event, only to have third-starting Kreitz reel him in over the final five laps. On the final lap, the two leaders needed to lap a slower car, and when Ritchey went high, Kreitz dove low and came out ahead on the final run down the straightaway. last_img read more

Diplomat the perfect start for Weld

first_img Press Association Diplomat got followers of Dermot Weld and Ruby Walsh off to the perfect start at Galway as the odds-on favourite recorded a comfortable success in the Novice Hurdle, the opening event of the 2013 festival. Weld, who is in search of a 27th trainers’ title at Galway, said the winner was likely to reappear on Tuesday, when he hoped the Dr Ronan Lambe-owned gelding would settle better. Weld, celebrating his 65th birthday, said: “He did it nicely. He was a little bit keener than Ruby would have wanted and as a result probably didn’t win as impressively as we expected. “I was a little concerned that he was going to tire at some stage. We’ll see how he is in the morning and hopefully we’ll run him back. The ground is beautiful and he’s a relatively fresh horse. “Hopefully we can get him to relax a bit better. He got geed up at the start when a horse bumped into him and it set him alight. “If we get him settled I believe he can come home a lot better than that. We had the right man on board today.” center_img Sent off the 9-10 market leader, the four-year-old – who once beat current Champion Hurdle favourite Our Conor on the Flat – was produced with a double handful by Walsh on jumping the second-last. Sky Khan finished strongly on the run-in but Walsh had enough in hand to prevail by a relatively cosy length. last_img read more

Health Officials: Florida Had Nearly 3,400 “Hepatitis A” Cases in 2019

first_imgOur state saw nearly 3,400 cases of hepatitis A last year, according to health officials.Statistics through Saturday reveal there were 3,395 cases, including 63 new cases reported last week.Florida totaled 1,175 reported cases of hepatitis A over the five previous years combined, with 548 of those cases occurring in 2018.Hepatitis A can cause liver damage. It is spread through such things as fecal matter. That could include transmission by people not properly washing their hands after going to the bathroom and by contaminating food or drinks.To that end, health officials urge people to get vaccinated against the disease.Pasco County had the most cases across the state in 2019, with 414.last_img

Update on the latest sports

first_imgIf the season should resume, VanVleet says he isn’t convinced health concerns can be adequately addressed as long as the coronavirus pandemic remains a threat. He described himself as a skeptic in a conference call Wednesday and questioned whether a return to action could be carried out safely. VanVleet also said he doesn’t relish the idea of playing in front of empty arenas.In other virus-related developments:— Charlotte Hornets coach James Borrego says he thinks some players could need “multiple weeks” to get back into true basketball shape if the NBA decides to return to action this season. The league hasn’t played games in nearly six weeks due to the coronavirus pandemic. Borrego says unlike when there was a lockout — and players gathered routinely for five-on-five pickup games in gyms — he knows some players who don’t have access to a court to work on basketball-specific drills.— Louisville has furloughed 45 athletic department staffers for at least 60 days and eliminated 40 other support positions in the latest budget moves resulting from shutdowns caused by the coronavirus pandemic. Athletic director Vince Tyra also announced 4% pay cuts for staffers earning more than $100,000 in the next year, with those earning below that figure taking 2% salary cuts. The newest salary cuts do not include head coaches, senior staff or the AD, whose salaries were reduced 10% earlier this month.— A staff member of the Tokyo Olympic organizing committee has tested positive for COVID-19. Tokyo organizers issued a statement Wednesday saying the male employee in his 30s worked at the headquarters building in Tokyo and was in quarantine at home. They said the area where he worked would be disinfected, and people who worked nearby have been told to stay home. The Tokyo Olympics were postponed last month until 2021 because of the coronavirus pandemic. Share This StoryFacebookTwitteremailPrintLinkedinRedditMLB-RED SOX-SIGN STEALINGRed Sox stripped of pick, Cora banned in sign stealing scamsNEW YORK (AP) — The Boston Red Sox have escaped the heavy punishment doled out to the Houston Astros in their separate sign-stealing scandals. Baseball Commissioner Rob Manfred has stripped the Red Sox of their second-round pick in this year’s draft while also punishing former Boston skipper Alex Cora for his role in the Astros’ sign-stealing maneuvers of 2017 and ‘18.Manfred concluded Red Sox replay system operator J.T. Watkins broke rules by using in-game video to revise sign sequences provided to players. According to Manfred, Watkins was a “key participant” in the 2017 Apple incident, when the Red Sox used a smartwatch to relay decoded signs from the replay room to the dugout.Watkins was suspended without pay through this year’s postseason and prohibited from serving as the replay room operator through 2021.Meanwhile, Cora has been suspended through the 2020 postseason for his previous conduct as bench coach with the Astros. Cora became manager of the Red Sox in 2018 and left the team last winter.Manfred found Boston’s conduct far less egregious than that of the Astros, whom he determined used video to steal catchers’ signs during their run to the 2017 World Series title and again during the 2018 season. Houston manager AJ Hinch and general manager Jeff Luhnow were suspended through the 2020 postseason on Jan. 13 and Houston was fined $5 million, the maximum under the Major League Constitution. The Astros were penalized their next two first- and second-round amateur draft picks. The Red Sox also announced that Ron Roenicke (REH’-neh-kee) is their new manager after giving him the job on an interim basis in March. He replaced Cora.NFL-NEWSTrade reunites Gronkowski with Brady in Tampa BayUNDATED (AP) — Rob Gronkowski has become an official member of the Tampa Bay Buccaneers.The tight end will be catching passes from Tom Brady again after the New England Patriots agreed to send him to the Bucs, along with a seventh-round pick in this weekend’s draft. The Pats receive a fourth-round selection. Christian is one of hundreds of University of Michigan graduates who allege that Anderson molested them under the guise that the abuse was a normal part of the physicals they had to get in order to participate in sports.GOLF-WOODS/MICKELSONWoods-Mickelson rematch to include Brady, ManningUNDATED (AP) — Tiger Woods and Phil Mickelson are primed for a made-for-TV rematch, and they’ll be paired with a pair of NFL rival quarterbacks.Turner Sports says quarterbacks Tom Brady and Peyton Manning will join them for a two-on-two match to be aired on TNT sometime in May. Turner didn’t provide specifics concerning the exact date or location, only to say that tournament organizers would work with government and health officials to meet safety and health standards. Maxwell Berning won a fourth major at the Women’s Western Open. She had 11 career victories on the LPGA Tour while raising two daughters. She joins Tiger Woods, Marion Hollins and former PGA Tour Commissioner Tim Finchem in the 2021 induction class.,Tampa Bay Lightning advance to face Dallas Stars in Stanley Cup finals, beating New York Islanders 2-1 in OT in Game 6 The 20-time Grand Slam champion issued the notion in a series of tweets, saying it probably should have happened a long time ago and maybe now is really the time.Those giving support to the idea include rival Rafael Nadal and 12-time major singles champion Billie Jean King, who founded the WTA and has long said men and women should share one tour. Women’s tennis stars Simona Halep (HA’-lehp) and Garbiñe Muguruza (moo-gah-ROO’-thah) have also voiced their approval.VIRUS OUTBREAK-SPORTSHornets coach says players aren’t in game shapeUNDATED (AP) — Toronto Raptors guard Fred VanVleet is bracing for the suspended NBA season not to resume, saying everyone is preparing for the worst-case scenario. Turner said all donations and fundraising from the match would benefit relief efforts for the COVID-19 pandemic.GOLF HALL OF FAME-MAXWELL BERNINGMaxwell Berning, winner of 3 US Opens, gets in Hall of FameUNDATED (AP) — Susie Maxwell Berning is the fourth and final person to be inducted next year in the World Golf Hall of Fame.She won the U.S. Women’s Open three times in a six-year span. Only five other women have won at least three U.S. Women’s Open and all of them are in the Hall of Fame. Notre Dame’s Muffet McGraw has abruptly retired after a Hall of Fame coaching career that includes 936 victories and two national championships in 33 seasons. The 64-year-old McGraw became the 13th woman inducted into the Naismith Memorial Basketball Hall of Fame three years ago, one year before her second NCAA title.McGraw is one of five Division I men’s or women’s basketball coaches with at least 930 wins, nine Final Fours and multiple titles. She logged 842 over 24 seasons with the Irish.TENNIS-FEDERER-TOUR MERGERFederer wants ATP-WTA mergerUNDATED (AP) — Roger Federer is calling for the merger of the governing bodies for the men’s and women’s professional tennis tours, sparking a conversation among players and fans. Update on the latest sports Associated Press — The New Orleans Saints have canceled their offseason program because of the coronavirus shutdown and informed players they will not be required to report to club headquarters until training camp, whenever that may be. Saints general manager Mickey Loomis said coach Sean Payton informed players of the decision today, adding that the club will remain in regular communication with players between now and the opening of training camp.— Percy Harvin is planning an NFL comeback, nearly four years after his last game. The former Florida star and first-round draft pick by Minnesota in 2009 expects to get invited to a training camp this season and show his 32-year-old body still has what it takes to be an elite playmaker. Harvin’s decision to resume his career comes after he underwent hip surgery last August. Doctors found a blockage he says may have been there since high school.WOMEN’S COLLEGE BASKETBALL-NOTRE DAME-MCGRAWNotre Dame’s McGraw retiresUNDATED (AP) — One of the most successful coaches in women’s basketball history has stepped down. — The Berlin Marathon says the race cannot be held as planned in September because of new restrictions in the city related to the pandemic. City authorities have extended a ban on major events with more than 5,000 people until October 24. More than 62,000 people took part in the marathon last year.UNIVERSITY OF MICHIGAN-DOCTOREx-Michigan tight end Chuck Christian says he was abusedANN ARBOR, Mich. (AP) — The first former University of Michigan football player to publicly say that a team doctor abused him believes he would have sought medical help sooner for what has become stage 4 prostate cancer if he hadn’t been victimized in college.Chuck Christian said during a videoconferencing interview Wednesday that the late Dr. Robert Anderson gave him unnecessary rectal exams before he played for the Wolverines during the 1977-80 seasons. The 60-year-old Christian said he would have been quicker to seek cancer treatment if he wasn’t emotionally scarred by Anderson’s annual physicals. April 22, 2020 Gronkowski earned four All-Pro selections in nine seasons while serving as one of Brady’s top targets at New England. Brady signed a two-year, $50 package with New England past month.The 31-year-old Gronkowski has one year and $10 million left on his contract. He comes out of retirement following a one-year absence.In other NFL news:— Giants defensive tackle Leonard Williams has signed his non-exclusive franchise tag. Williams will earn a salary in the 2020 season based on the average of the top five salaries from his position. The two sides can negotiate a long-term contract during the season. The Giants acquired Williams on Oct. 29 from the Jets for two draft choices.— The head of the NFL Players Association says the new collective bargaining agreement does not have a similar clause to one that allows the NBA to start cutting players’ pay in mid-May. Executive Director DeMaurice (deh-MOHR’-ihs) Smith said Wednesday on a call with reporters that the CBA with the NFL does not have a provision that would prevent someone from fulfilling a contract because of unforeseeable circumstances. The NBA is using that clause to begin taking a 25% chunk out of players’ checks starting May 15 for a league that shut down March 11 because of the coronavirus pandemic. The NFL began its new business year March 18.last_img read more

Four teams win in EBFA Under-11 League

first_imgVURLON Mills Academy, Kuru Kururu Warriors, Diamond United and defending champions Timehri Panthers all recorded wins when the 4th edition of the East Bank Football Association (EBFA) Under-11 League, sponsored by USA-based Guyanese Ralph Green continued on Saturday last at the GFF’s National Training Centre, Providence, East Bank Demerara.Vurlon Mills Academy recorded their second 2-0 victory which ensured that they kept their lead at the top of the points table on goal difference ahead of the Linden Soesdyke Highway-based Kuru Kururu Warriors.Blake Edwards and Malcolm Hendricks were the players who scored for Mills Academy. The young Warriors recorded another positive result which meant they have matched their winning record of two wins from 10 matches in last year’s tournament and seem determined to make it to the top this year.Led by a Levi Sampson double (5th, 20th), they defeated Friendship All Stars 3-1. Jahson Maddison netted the other in the 10th minute, his second of the tournament. Friendship pulled one back through Jermaine Haynes’ 13th minute strike.The tournament’s leading goalscorer Rick Ramotar led Diamond United to their first win, playing in his third tournament at this level. He scored this year’s first goal – his team’s lone goal – in their draw against Samatta Point/Kaneville. Ramotar netted in the 7th and 20th minutes and that was all his side needed to take full points from Eagles FC of Stewartville.Defending champions Timehri Panthers, after going down to Vurlon Mills Academy in their opening match one week ago, rebounded in grand style when they defeated Fruta Conquerors 2-0, with goals either side of play thanks to goals off the boot of Jadon Tasher (14th) from the penalty spot and Shaquan Caleb in the 20th minute.Saturday’s other match ended 0-0 between Riddim Squad and Agricola Red Triangle. Matches will continue this Saturday at the same venue.Following is the latest points Table:Team P W L D GF GA GD PointsVurlon Mills Academy 2 2 0 0 4 0 +4 6Kuru Kururu Warriors 2 2 0 0 5 2 +3 6Diamond United 2 1 0 1 3 1 +2 4Timehri Panthers 2 1 1 0 2 2 0 3Agricola Red Triangle 2 0 0 2 0 0 0 2Riddim Squad 2 0 0 2 1 1 0 2Swan FC 1 0 0 1 0 0 0 1Samatta Point/Kaneville 2 0 1 1 1 3 0 1Friendship All Stars 2 0 1 1 2 4 -2 1Grove Hi Tech 1 0 1 0 1 2 -1 0Fruta Conquerors 1 0 1 0 0 2 -2 0Eagles FC (Stewartville) 1 0 1 0 0 2 -2 0last_img read more